Retirement

Downsizing in retirement isn’t just about money — it’s about motivation. This episode explores the emotional and financial sides of selling the family home, from freeing up time and reducing maintenance to understanding the hidden costs and Centrelink impacts. Learn how to decide whether downsizing is right for your lifestyle and peace of mind.

When can you access your super and still be eligible for the age pension? In this episode, Nathan and Jordan answer a listener's question about using super to pay off a mortgage. They explain conditions of release, clarify the Centrelink income and asset tests, and explore how to balance working, accessing super, and qualifying for the pension. It’s not just about rules—it’s about planning retirement to suit your lifestyle.