Aged Care

Downsizing in retirement isn’t just about money — it’s about motivation. This episode explores the emotional and financial sides of selling the family home, from freeing up time and reducing maintenance to understanding the hidden costs and Centrelink impacts. Learn how to decide whether downsizing is right for your lifestyle and peace of mind.

When ageing parents refuse aged care, families face an emotional and practical struggle. This blog explores how to balance respect for independence with ensuring safety, the burden it places on adult children, and steps like assessments, home modifications, documentation, and family meetings that can help. A compassionate guide for the “sandwich generation” navigating one of life’s hardest conversations.

What happens when separation doesn’t fit neatly into legal boxes? In this episode of Weaving Gold, Nathan and Jordan unpack how Centrelink decides if you’re a spouse, the five key tests of separation, and how aged care’s “protected person” rules affect the family home. They explore what this means for defined benefit pensions, Centrelink payments, and aged care fees—showing just how intertwined retirement, estate planning, and separation can be.

Understanding aged care in Australia can feel overwhelming. This blog breaks down the basics—from the difference between home care and residential care, to how assessments work, and why retirement villages aren’t part of the aged care system. If you’re starting to think about care for a parent or preparing for your own future, this guide will help you ask the right questions and avoid costly misconceptions.